Central Bank of Ireland 2026 Regulatory Outlook: Focus on AI, Operational Resilience, and Consumer Protection (centralbank.ie)

• The Central Bank of Ireland identifies ten key risk areas for 2026, grouped under macroeconomic, operational, and structural themes.
• Operational and cyber risks remain 'very elevated', while AI and data modelling risks have increased.
• Five supervisory priorities include resilience to geopolitical risks, consumer protection, technology response, environmental transitions, and supervisory enhancement.
• The report includes spotlight articles on AI supervision, operational resilience, and consumer protection outcomes.

"The Central Bank of Ireland published its third annual Regulatory & Supervisory Outlook for 2026, outlining key risks and supervisory priorities. Amid geopolitical tensions, technological disruption, and climate transition, the Bank identifies ten key risk areas grouped under macro-economic, operational, and structural drivers. Five supervisory priorities are set: maintaining resilience to geopolitical risks and macro-financial uncertainties, securing consumer and investor interests in a changing world, responding to technology-driven transformations (including AI and digital money), addressing environmental and societal transitions, and enhancing the Bank's own supervisory effectiveness. Operational and cyber risks remain very elevated, while AI and data risks have increased. The report emphasizes the need for firms to be resilient, well-governed, and consumer-focused."